Travel insurance tips and
tricks for your next holiday
When traveling the world these
days, it is always a good idea to take out travel insurance, just in case
something should go wrong. Just the thought that you could be affected
by crime somewhere in the world, or lose your luggage and other belongings,
or possibly even have an accident while driving in a foreign country, should
be sufficient to remind you to take out that policy, ensure peace of mind
and have a great holiday.
|Whether seeking travel insurance
cover for over 65's, for middle-aged travelers or for younger go-getters,
it is the best way to go, but how do you go about getting the best and
most economic cover for all eventualities? Letís face it, you need
to have some money left over to enjoy yourself while you are away!
The following are a few tips to get you on your way.
Are you one of the lucky
few that gets to travel several times a year? If you are, then instead
of taking out individual policies for each trip, while not go for a far
more economical annual cover? This takes the headache out of the
whole process and the only potential drawback is that in most cases, annual
policies only cover trips of up to 31 days each, so no heading off like
a nomad into the desert indefinitely ...
If you, like most of us,
only travel occasionally and buy single trip travel insurance policies,
this can work out to be expensive. However, like everything in this
world, it pays to shop around for the best deal Ė donít just take the first
one that comes along. Sometimes your travel agent might be thinking
of his own commission, and your airline might also not offer the best deal,
so try the price comparison sites online for the best deal.
On the medical side of things
always think ahead, particularly if you have a pre-existing medical condition
that could potentially become a problem while traveling. Be honest
upfront when purchasing your travel
insurance and while you may be charged a small premium for certain
medical conditions, honesty is, as always, the best policy, as without
it, you might find that future claims are null and void.
Photo CC 3.0 Pietervisser
Travelers to South Africa
might very well be planning on getting involved in some of the many and
varied extreme action sports available in the country. Whether its
diving with the great white sharks in Gansbaai,
bungee jumping off a bridge, mountain climbing, scuba diving or even white
water rafting, always ensure that you are adequately covered for the type
of risk you are about to take. This will give peace of mind while
you are busy enjoying your adrenaline rush!
One aspect a lot of people
donít think of when planning their trip is cover for an individual or group.
If you are traveling in a group of friends or with family members, consider
buying joint cover, rather than individual policies, which will definitely
save you some money.
So, while planning that next
holiday or weekend away, think ahead, shop around and get the very best
deal for your safety, peace of mind, and your pocket. And most important
of all, have a great trip!